Personalized
Personalized game plan
A plan built around your situation and your goals, so you always know your next move.
Repair · Build · Monetize
Fund Your Business and Travel the World Using Credit
Fix your credit, build a profile lenders want to approve, then use it to get 0% business funding and travel on points. You get a game plan built around your situation and a one-on-one call with me every week for eight weeks.
See How It Works- Permanent training and community access
- Refund promise
Your instructor
Zion Wright
I teach people how to leverage credit to build income so they can quit their job and spend more time doing what they love.
I’ve done this myself. 0% business credit, about $35,000 of it across three cards, funded my own business and investment moves. Card points paid for my flights to Dubai, so my savings stayed where they were.
I know which bureaus each lender pulls, which cards to stack in which order, and what your profile needs to look like before you ever hit apply.
What you get
Your Own Plan. Eight Weeks One-on-One With Zion.
You get a plan built around your situation, and me on a call every week while you work it. The full training and the community are yours to keep.
One-on-one
Eight weekly private calls with Zion
Every week for eight weeks, it’s you and me. We work through your steps, check your progress, and answer your questions. No group calls.
Permanent access
The Full Training
Lessons on credit reports, repair, building your profile, business funding, rewards, and travel. Yours to keep, with no expiration.
- Written lessons built for actionEvery lesson ends with a clear next step, so you always know what to do.
- The 0% funding frameworkWhich lenders to apply to and in what order, so you’re not guessing.
- The Credit Resource HubTools, vendors, and partners that get you to your goals faster.
Permanent access
Community
Stay connected after your eight weeks of private calls.
The framework
Repair. Build. Monetize.
Better credit isn’t the finish line. It’s how you start opening doors to bigger opportunities. Here’s the path, in order.
RepairKnow what’s reporting and clean it up.
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Fix Your F*cking Credit
Stop letting old damage control your next move. Learn what’s on your reports and how to dispute it yourself.
BuildBuild a profile lenders actually want to approve.
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Build a Strong Profile
A score alone doesn’t make you fundable. Learn what lenders look at and get your profile ready before you apply.
MonetizeUse the profile you’ve built to get funded, invest, and travel.
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Access Business Funding
Most people with good credit never find out 0% business funding exists. Learn which lenders to approach and in what order.
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Invest in Yourself
Use credit to buy something that pays you back: inventory to resell, equipment that earns, or skills that increase your income.
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Travel for Free
Spend what you were going to spend anyway. The right cards turn it into points, and points pay for flights and hotels.
Refund promise
The Refund Promise
Follow all the steps. If you can’t access at least $20,000 in funding within 12 months, you qualify for a refund.
- Follow all the steps
- Can’t access at least $20,000 in funding within 12 months
- You qualify for a refund
Questions
Questions, Answered.
A personalized game plan, a one-on-one call with Zion every week for eight weeks, and permanent access to the full training and the community.
Yes. You pay once. It is not monthly or recurring.
Yes. It’s you and Zion, once a week for eight weeks. No group calls.
Training and community access are permanent. The weekly one-on-one calls last eight weeks.
No. The training starts at the basics, and your plan and your calls start wherever you are.
Follow all the steps. If you can’t access at least $20,000 in funding within 12 months, you qualify for a refund.
Join Credit Academy
Get Your Plan and Your Calls With Zion
- Personalized game plan
- Weekly one-on-one calls with Zion for eight weeks
- Permanent access to the full training
- Permanent community access
Regular price $1,097
Sale price $247
One payment. Save $850. No recurring membership charge.
Join Credit Academy for $247Join Credit Academy
Follow all the steps. If you can’t access at least $20,000 in funding within 12 months, you qualify for a refund. Read the refund promise
Real screenshots. Real wins.
The Receipts.
Screenshots, messages, and screen recordings. Nothing recreated, nothing retyped.
Funding
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Keira: $20,000 in 0% business creditTwo American Express business cards, $10,000 on each. Her approval email is on screen. -
“Not gonna lie, I thought 0% credit was made up before joining. Glad I took the chance, already got $25k in funding.”
Jordan M.
2 months in
Credit
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590 → 684: 94 points in about 2 monthsCredit Karma, TransUnion, from May 23, 2025. The message says 100; the screen shows 94. -
643 → 803 in 9 monthsExperian FICO Score 8, July 29, 2025 to April 29, 2026. -
Negative account removed, score up 48 points -
“I believe the BK came off Experian.”
Home
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“Because of u I’m able to buy a house.”